Home Buyers

When you're ready to make an offer, typically, the best way to show you're serious is by including earnest money. Below we detail what earnest money is, how to get it back, and what you need to know about contingency agreements.

Credit score requirements vary by lender. However, most lenders have similar criteria. Let's look at the minimum credit score for a VA loan and what lenders typically expect.

VA-savvy real estate agents can make a huge difference, even for repeat homebuyers.

Contracts to purchase homes often come with appraisal contingencies. These protect would-be buyers if the VA appraisal determines the home is worth less than what they agreed to pay.

Housing communities and developments with age restrictions have been around for decades. These are often gated developments or retirement communities with clubhouses, pools and other communal facilities, and typically at least one person in the household must be at least 55 years old.

Not all buyers will have a real estate agent to market their home. Purchasing a For Sale By Owner (FSBO) property can be an attractive option for many VA home buyers.

Manufactured and modular homes are an attractive option for many VA borrowers, but they often come with hurdles. They will need to meet minimum property requirements and other guidelines specified by the lender. Some lenders may not be willing to finance these homes.

The last thing you want as a homebuyer is to realize your new home has extensive issues and needs repair. Here are 8 things to look out for when conducting the final walk-through on your home.

It's not uncommon for issues to arise during the VA appraisal process. This doesn't automatically mean the purchase deal will go down the drain. There is flexibility regarding who can pay for these repairs.

Contract contingencies are in place to protect prospective VA buyers from the unknown.

Virtual tours are more critical than ever with open houses and in-person home tours on hold across much of the country because of the coronavirus. Here are five tips to help VA buyers get the most from remote showings during this unprecedented homebuying season.